FD Calculator
Calculate your fixed deposit (FD) maturity amount and interest with quarterly, monthly or yearly compounding. Free FD calculator by Consulting Cart, Mumbai.
About the FD Calculator
A fixed deposit gives you assured returns at a fixed interest rate. Our FD calculator shows your maturity amount and total interest, with your choice of compounding frequency.
Looking for better post-tax returns than an FD? Consulting Cart can show you debt funds and other options that may suit your goals.
How to use this calculator
- Enter your deposit amount, interest rate and tenure.
- Choose the compounding frequency (quarterly is the bank default).
- See your maturity value and interest earned.
Formula used
P = deposit, i = annual rate, m = compounding/year, t = years
FD Calculator — FAQs
Most banks compound FD interest quarterly. The calculator applies your chosen frequency to show the exact maturity amount.
Yes — FD interest is added to your income and taxed at your slab rate. TDS may apply above ₹40,000 (₹50,000 for seniors) per year.
Depending on your goal and tax slab, debt mutual funds or other instruments may give better post-tax returns. We'll advise based on your situation.
From numbers to a real plan.
You've seen the math. Now let a Consulting Cart expert in Mumbai help you act on it — free consultation.