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HomeCalculatorsPPF Calculator

PPF Calculator

Calculate your PPF maturity amount and interest with the current 7.1% rate. Free Public Provident Fund calculator. Tax-saving guidance by Consulting Cart.

About the PPF Calculator

The Public Provident Fund (PPF) is a safe, tax-free, government-backed savings scheme with a 15-year term. Our PPF calculator shows your maturity amount and total interest at the current 7.1% rate.

PPF contributions qualify for Section 80C deduction and the interest is tax-free — Consulting Cart helps you fit it into your overall tax plan.

How to use this calculator

  • Enter your yearly PPF investment, period and interest rate.
  • See your maturity value, total invested and interest earned.
  • Plan contributions to maximise your 80C benefit.

Formula used

Maturity = P × [((1+i)^n − 1) / i] × (1+i)
P = yearly investment, i = annual rate (7.1%), n = years
FAQ

PPF Calculator — FAQs

The PPF rate is 7.1% p.a. (compounded annually) for the current quarter. It's reviewed by the government every quarter.

Yes — PPF enjoys EEE status: contributions qualify for 80C, and both the interest and maturity amount are fully tax-free.

No, the maximum is ₹1.5 lakh per financial year, which is also the 80C deduction limit.

From numbers to a real plan.

You've seen the math. Now let a Consulting Cart expert in Mumbai help you act on it — free consultation.

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