SIP Calculator
Free SIP calculator to estimate the future value and returns of your monthly mutual fund SIP investment. Plan goal-based SIPs in Mumbai with Consulting Cart.
About the SIP Calculator
A SIP (Systematic Investment Plan) lets you invest a fixed amount in mutual funds every month and benefit from compounding and rupee-cost averaging. Our SIP calculator shows what your monthly investment could grow to.
Adjust the amount, expected return and duration to see the power of consistency — then let Consulting Cart build a goal-based SIP plan for you.
How to use this calculator
- Enter your SIP amount, choose the frequency (monthly, quarterly or yearly), and set the expected return and time period.
- See your projected future value, invested amount and estimated returns.
- View the year-by-year growth of your investment.
Formula used
P = SIP per instalment, r = return per period, n = instalments (years × frequency)
SIP Calculator — FAQs
At 12% over 15 years, a ₹15,000 SIP could grow to roughly ₹75 lakh, against ₹27 lakh invested. Use the calculator for your exact numbers.
No — mutual funds are market-linked, so returns vary. The calculator uses an assumed return for planning; actual returns depend on the funds and market.
Yes — a step-up SIP raises your contribution each year and significantly boosts your corpus. Try our Step-up SIP Calculator.
From numbers to a real plan.
You've seen the math. Now let a Consulting Cart expert in Mumbai help you act on it — free consultation.