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HomeCalculatorsGratuity Calculator

Gratuity Calculator

Calculate the gratuity you're eligible for based on your last salary and years of service. Free gratuity calculator with the ₹20 lakh tax-free cap. Consulting Cart.

About the Gratuity Calculator

Gratuity is a lump sum your employer pays for long service. Our gratuity calculator computes the amount based on your last drawn Basic + DA and years of service.

Gratuity up to ₹20 lakh is tax-free — Consulting Cart helps you plan the tax on any amount above that.

How to use this calculator

  • Enter your last drawn monthly salary (Basic + DA).
  • Enter your years of service.
  • Select whether you're covered under the Gratuity Act and see your gratuity.

Formula used

Covered under Act: (15 × last salary × years) / 26
Not covered: (15 × last salary × years) / 30
Tax-free cap: ₹20,00,000
FAQ

Gratuity Calculator — FAQs

For employees covered under the Gratuity Act, it's 15 days' salary (Basic+DA) for each completed year, calculated as (15 × salary × years) / 26.

Gratuity up to ₹20 lakh is exempt from tax. Any amount above this is taxable — we help you plan for it.

Generally, you need at least 5 years of continuous service to be eligible for gratuity.

From numbers to a real plan.

You've seen the math. Now let a Consulting Cart expert in Mumbai help you act on it — free consultation.

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