NPS Calculator
Calculate your NPS corpus at 60 and your monthly pension. Free National Pension Scheme calculator. Retirement & tax planning with Consulting Cart, Mumbai.
About the NPS Calculator
The National Pension System (NPS) helps you build a retirement corpus with an extra ₹50,000 tax deduction under Section 80CCD(1B). Our NPS calculator estimates your corpus at 60 and your monthly pension.
Consulting Cart helps you decide your contribution and annuity mix as part of a complete retirement plan.
How to use this calculator
- Enter your age, monthly contribution and expected return.
- Set the annuity portion and annuity rate.
- See your corpus at 60, lump-sum withdrawal and monthly pension.
Formula used
Pension = (annuity corpus × annuity rate) / 12
NPS Calculator — FAQs
NPS offers up to ₹50,000 extra deduction under Section 80CCD(1B), over and above the ₹1.5 lakh 80C limit.
It depends on your corpus, how much you use to buy an annuity (minimum 40%), and the annuity rate. The calculator gives an estimate.
You can withdraw up to 60% tax-free as a lump sum; at least 40% must be used to buy an annuity that provides your pension.
From numbers to a real plan.
You've seen the math. Now let a Consulting Cart expert in Mumbai help you act on it — free consultation.